Jarus Rating Engine

Jarus Rating Engine is a calculation engine that evaluates the risks and computes premiums based on the rates and the rating logic that apply for each risk.


Externalize rating logic

Maintain rates and rating logic using the Product Configurator. Version and audit with change management.

Extend Usability

This product is easily extensible by mixing and matching custom code, such as an insurer’s unique way of making driver assignments.

Rate testing

Perform rate testing and histogram comparisons to easily understand and view the effect of rate changes.

Tailor Rate TABLEs

Create custom rate tables using the web UI and specify columns, order and data type. Lookup rates using an exact match or get interpolated rates. Specify rates for each additional amounts.

Rate computation

Compute premiums at coverage, risk item and product/policy level.

Rate logs

Compute premiums at coverage, risk item and product/policy level. Analyze the steps and results in detail, using rate logs.

Change Management

Maintain rates, rating logic and different business rules using the Product Configurator. Clone, version and audit with change management.

Monoline and multi-line

Support rules and rating for monoline and multi-line package policies seamlessly.

Enhanced Management

Import/Export rules and rate data using Excel to add new or edit existing ones effortlessly.

Easily set exceptions

Easily incorporate state, company, LOB and coverage exceptions through the web-based user interface.

No-code, low code

Make majority of changes to rating steps, rate data and business rules with no minimal coding.

Simple Syntax

Use Excel like syntax - for example “Min”, “Max” for rating, and “Refer”, “Reject” for rules.


Multi-User Friendly

With a very minimal learning curve business users and analysts can define workflow, products definitions, rating logic and rules.


Mix and match rules and rating components with other best-of-breed solutions. Replace only what you must.

High Visibility

Web-based UI externalizes rating logic, business rules and configurations.


Shrink time-to-market to implement rating for new states and products. Quickly introduce rate, rule and form changes.

Ease of Use

Separates ‘what’ and ‘when’ from ‘how’ without any special syntax, resulting in simplicity and readability.

Boosts Performance

Obtain sub second performance. Fast enough to rate and present quote options to upsell.