Mobile Apps

Empower your agents and policyholders with anytime anywhere flexibility using our full-featured mobile applications for Property & Casualty, Life & Annuity, Workers’ Compensation and Reinsurance.

With the explosive growth of smartphones and mobile devices, Insurers are eager to develop mobile applications and self-service portals to meet the growing expectation of policyholders, agents and internal users. These user groups seek to have anywhere, anytime and real-time access to the information stored in the backend systems.

Jarus has developed a set of feature rich and customizable native mobile apps targeting iOS, Android and Windows mobile devices. These enterprise class mobile apps are purpose-built to suit specific needs of the insurance industry.

By leveraging these white label mobile apps, insurers are able to easily configure, customize and launch their own branded solutions in an accelerated manner without having to invest significant time and effort. Insurers need not have to deal with the inherent complexity associated with maintenance and support of a multitude of mobile operating system platforms and devices.

Jarus has developed LOB specific mobile apps to meet the unique needs of multitude of personal and commercial P&C, Life, Workers’ Compensation, and Reinsurance lines of business.

Property & Casualty

Jarus Property and Casualty mobile apps are purpose built for insurance companies that underwrite multiple personal and commercial lines of businesses and more...

Life & Annuity

Jarus Life & Annuity mobile apps are purpose built for life insurance companies to help users manage their policies using their mobile device and more...

Workers’ Compensation

Jarus Workers’ Compensation mobile apps are customized with a unique feature set that is custom tailored for the Workers’ Compensation and more...

Reinsurance

Jarus Reinsurance mobile apps are developed for insurers to enable users view policy details, risk & coverage details, make payment and more...

Telematics

By leveraging the built-in sensors that are readily available on user’s smartphones, the Telematics feature captures high-fidelity driving data. It also provides sophisticated algorithms and advanced trip analytics to compute metrics based on the captured data. These metrics then assist policyholders in improving their driving behavior, which in turn directly benefits insurers in minimizing their claims related expenses. Insurers can use the results to understand and assess risks, make pricing decisions and to offer discounts to policyholders with good driving behavior.

Functionality

Agent functionality

Customer Search
Policy Inquiry
View Policy documents
View ID cards/COI
Make Payment
Get Quote, Bind
Endorsements
Submit Claims
Claim Status Enquiry

Policyholder/ Prospect functionality

Register, Login, Password reset
View Policies
Agent Contact Info
Make Payment
Get Quote
Get ID cards
View Policy Documents
Submit Claims
Find Agents

Unique Features

Available for Property & Casualty, Life & Annuity, Worker’s Compensation and Reinsurance lines of business
Multi-Lingual Capability
All features are metadata driven and not hard coded
ID Cards can be saved to Passbook for ready access
Ability to send timely notification messages to agents and policyholders
Ability to record and submit voice messages
Ability to take pictures and submit them as part of claims
Location tracking for directions, emergency help and finding repair shops
Secure payment methods
Telematics feature for analyzing driver behavior
Powerful Admin UI to add and modify functionality
Admin UI and backend integration are reusable by Jarus self-service portals. This reuse results in significant savings and ensures that feature changes take immediate effect simultaneously on both mobile apps and portals
Modular, Open API centric architecture ensures no vendor lock–in

Benefits for Insurers

Superior customization and configuration capability provides competitive and speed-to-market advantage
Metadata Driven UI ensures the apps remain flexible and Consistent
Admin UI allows Insurers to add and modify functionality instantly
Modular Architecture ensures clean separation between presentation and business logic layers
Flexible options to integrate with policy admin, claims and billing systems
Superior API design makes API reusable across the enterprise and bootstraps API centric enterprise
Secure online payment options
Timely notifications can be sent directly to agents and policyholders
Telematics data and trip analytics can be used in understanding the risk and in underwriting and pricing calculations

Benefits for Users

Consistent look and feel and easy to use user interface improves productivity of agents and user experience of the policyholders
Single Sign-on to access all features
Role based authorization
Easy access to vehicle ID cards, Certificates of Insurance and other policy documents
Secure online payment options
Reflexive questioning optimizes data entry
Whenever and wherever flexibility
Users can take pictures, record audio and upload them as part of claims submission
Get help to find repair facilities
Receive timely notifications about due dates and other offers/discounts
Telematics data for improving the driving behavior Offline capability allows user to submit a claim even when cellular or WiFi signal is not available

Technology

The real strength of Jarus Mobile solution is its sound architecture including secure middleware, and the Jarus Mobile API for integrating with core backend systems.

Designed by Jarus for the Insurance industry, Jarus Mobile API is a set of standards based, language neutral RESTful services. These RESTful services facilitate multiple devices, using different languages and technologies to communicate with the carrier backend in a secure manner.

In addition to the API specification, Jarus also provides a Reference Implementation of the API, using which insurers can accelerate their custom implementations.

Another important feature of our architecture is that the portal and the mobile app functionality is not hard coded. The user interface is driven by the metadata stored in metadata storage and maintained by an Admin UI. Once a change is made to the metadata and published, the portals and mobile apps read that change and alter their behavior immediately.

Technology Highlights

Flexible, Customizable front-end for most mobile platforms.
Secure Middleware.
Thin backend that integrates with carrier backend.
Rapid Implementation (Branding, Customization, Integration).
Future Proof – Apps will be actively enhanced to support new and emerging devices and standards.

Jarus apps are not hardcoded. They are metadata driven and hence flexible and agile.
Powerful Admin UI to view and edit metadata.
Features can be added, removed or edited without making code changes.
All features are role based and can be turned on/off based on user roles.

Admin UI

Admin UI is a central component of the Jarus Self-Service and Mobile App architecture. Instead of hardcoding each feature, various user interfaces are driven by metadata stored in the metadata storage and maintained by the Admin UI. Insurers are able to view and edit the metadata in real-time. Portals and mobile apps then read the published changes and alter their behavior dynamically.

Change is easy – there is no need to make changes to multiple code bases
Changes happen simultaneously on both the portals and mobile apps
User interface is consistent, uniform and the code base remains compact
Modular and open architecture ensures clean separation between presentation and business logic layers
Flexible integration with policy admin, billing and claims systems