Insurance Systems Framework
Personal | Commercial | Farm | Specialty
ISF is a suite of components with hundreds of features that insurers can leverage to support different lines of business.
Key ISF Components
Product Configurator
A web-based tool for business analysts and developers. Central component of the ISF framework.
Metadata UI Framework
Create configurable UI and self-service portals. Reusable widgets improve consistency and eliminate code duplication.
Mobile App Framework
Dynamically change applications without having to publish custom iOS and Android mobile apps.
Business Rule Engine
With a very minimal learning curve, even business users and analysts can specify the applicability criteria and sequence in which the rules are fired.
Rating Engine
Externalize all rating steps and rate data. Rate monoline and multi-line policies, and incorporate state and company exceptions.
Microservices
Create, save and edit quotes, and issue, endorse, renew, cancel and reinstate policies using RESTful microservices.
Product Configurator
A browser-based multi-user tool for business analysts and developers.
Easy management
Leverage configurator to create and edit product definitions, rating logic, rate steps, rate data, business rules and UI metadata.
No special syntax
Business users can easily use and manage this tool without needing to learn any special syntax.
Metadata UI Framework
Reusable widgets
Reusable widgets improve consistency and eliminate code duplication.
Tailor to specific needs
All the configurations can be customized and adapted, according to individual needs.
Different paradigms
Support for Metadata generated, Metadata controlled, and Custom UI Paradigms.
Role-based and responsive
With one implementation, create portals for multiple audiences which adapts to smartphones, tablets and PC.
Build portals
Create adaptable user interfaces and self-service portals.
Agility
Introduce new coverages and eligibility/underwriting questions without code changes.
Rich Mobile Apps
Compelling user experience to your agents, policyholders and internal users
Security
Support for registration and login, single sign-on with role-based authorization.
Policy inquiry
Get policy, billing and coverage details. Support for Package policies.
ID cards, policy docs
Easy access to vehicle ID cards, Certificates of Insurance and other policy documents.
Make payments
Make secure payments. Support multiple payment processors, Apply Pay and Android Pay.
Submit claims
Submit First Notice of Loss (FNOL/FROI) , upload relevant photos and videos. Check claims status.
Roadside help
Find tow and repair facilities. Help during time of accident.
Support multiple LOBs
Available for P&C, Life and Annuity, Workers Comp and Reinsurance LOBs
Telematics
Capture driving behavior, calculate trip scores and overlay faulty driving incidents.
Features for agents
Customer search, Book of business search, Quotes and Endorsements.
Metadata Driven Configurable Apps and Portals
Business Rule Engine
Externalize business rules
Create and manage edit and eligibility rules, underwriting and straight through processing rules, and form attachment rules using the Product Configurator.
No-code, low code
Make changes to rules with very minimal coding.
Change management
Track versions and audit them using the change management features.
Handle exceptions
Easily incorporate state and company exceptions through the web-based user interface.
Rule logs
Analyze sequence of rules fired, and ones that did not, using rule logs.
Rating Engine
Externalize rating logic
Maintain rates and rating logic using the Product Configurator. Version and audit with change management.
Monoline and multi-line
Support rating of monoline and multi-line package policies seamlessly.
Rate testing
Perform rate testing and histogram comparisons to see the effect of rate changes.
Easily set exceptions
Easily incorporate state and company exceptions through the web based user interface.
No-code, low code
Make changes to rating steps and rate data with very minimal coding.
Rate logs
Compute premiums at coverage, risk item and product/policy level. Analyze the steps and results in detail, using rate logs
Microservices
Comprehensive
Microservices to create, read, update and delete products, policy transactions, risk items, coverages, forms and endorsements.
Policy versioning
Get a copy of the complete policy image as of a certain date.
Support out-of-sequence
Out-of-sequence and multi-term transaction support.
Fine and coarse grain
Microservices at various granular levels to address chunky vs chatty issues. Update either 1 transaction, or 50 transactions with just one call.
Headless support
Allows creation and issue of quotes and policies without user interface.
Model mapping
Two-way mapping between object model and the UI eliminates the need to create separate presentation layer view models and additional code.