Jarus Insurance Systems FrameworkTM

Jarus Insurance Systems FrameworkTM (ISF) is a modern, agile platform that accelerates Policy Admin System transformation. It consists of a set of purpose-built software components that are flexible and easily customizable to suit the business needs of Insurers. With Insurance Systems Framework, Insurers are able to bring new products into market much faster. Compared to traditional build or buy approaches, Insurance Systems Framework approach is superior because it not only reduces effort and eliminates risks, Insurers are able to accomplish system transformation at a fraction of cost of packaged software or the typical cost it would take to build in-house.

Components of Insurance Systems Framework


Key features

  • Responsive, role-based UI with consistent workflow
  • Meta-data driven UI for coverages and rating questions
  • Clean separation between UI and business logic
  • Reusable, compact, insurance specific, RESTful APIs
  • Well defined object models and Database schema
  • Standards based, layered security at Web, API and Database levels
  • Support for all insurance LOBs
  • Integrated rating and rules framework
  • Integrated workflow support


  • Insurance Systems Framework Framework is modular and flexible
  • Based on superior architecture
  • Accelerate development and shrink implementation by a year or more
  • No vendor lock in
    • Carrier gets full source code
    • Implementation as a joint exercise
    • Complete knowledge transfer
    • Carrier can maintain and enhance independently
  • Incremental improvements possible – no version upgrade headaches
  • Substantially lower TCO compared to product implementation
  • Experienced resources to guide teams through issues
  • More exciting work and active involvement for Insurance company internal IT teams


Customer Management

  • Add Customer
  • Edit Contact Info
  • Address Clean up
  • Duplicate Detection
  • And removal

New Business

  • Quote
  • Bind
  • Issue
  • Automated Underwriting
  • Straight through processing
  • Forms Inclusion
  • Policy Dec generation
  • Task Management

Two way integration with other carrier systems

  • Billing integration
  • Claims integration
  • Document management

Agency Functions

  • Commission reports
  • Agency user administration

Customer Dashboard

  • Presents a 360 degree view of the customer
  • Policy inquiry
  • Billing inquiry
  • Claims inquiry
  • Policy documents

Third party integration

  • Lexis Nexis CLUE
  • FICO Scores
  • MVR Reports
  • ISO Locate
  • Rating Engines

In-force policy administration

  • Endorsements
  • Automated renewals
  • Cancellations
  • Reinstatements

Security/User management

  • User registration
  • Authentication
  • Authorization
  • User administration
  • Reset password

Architecture of Insurance Systems Framework

Architecture of ISF


Jarus accelerates implementation using a proven agile implementation process and its superior team with deep Insurance domain and technology expertise. Our requirements process enables elicitation and analysis of what the business wants to reduce risk of costly delays and cost overruns. Agile methodology ensures that stakeholders get a deployable release end of each sprint. This provides timely feedback to the development team and ensures that there is no expectation mismatch.